/* Счётник — shared styles */
:root {
  --ink: #0a1628;
  --ink-soft: #1a2d44;
  --ink-muted: #5a6d82;
  --mist: #e4ecf4;
  --paper: #f3f7fb;
  --white: #ffffff;
  --accent: #1f8a7a;
  --accent-deep: #156b5e;
  --signal: #e4a11b;
  --line: rgba(10, 22, 40, 0.1);
  --line-strong: rgba(10, 22, 40, 0.18);
  --ok: #1f8a5a;
  --danger: #c44536;
  --shadow: 0 18px 50px rgba(10, 22, 40, 0.1);
  --radius: 18px;
  --font-display: "Syne", sans-serif;
  --font-body: "Manrope", sans-serif;
  --max: 1120px;
  --nav-h: 72px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-height: 100vh;
  font-family: var(--font-body);
  color: var(--ink);
  background:
    radial-gradient(1200px 600px at 85% -10%, rgba(31, 138, 122, 0.18), transparent 55%),
    radial-gradient(900px 500px at -10% 20%, rgba(228, 161, 27, 0.12), transparent 50%),
    linear-gradient(165deg, #d9e5f0 0%, var(--mist) 38%, var(--paper) 100%);
  background-attachment: fixed;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: 0.35;
  background-image:
    linear-gradient(rgba(10, 22, 40, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(10, 22, 40, 0.03) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(to bottom, rgba(0, 0, 0, 0.55), transparent 85%);
  z-index: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  display: block;
}

button,
input,
select,
textarea {
  font: inherit;
}

.wrap {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  position: relative;
  z-index: 1;
}

/* Rates bar */
.rates-bar {
  position: relative;
  z-index: 51;
  color: #f4f8fc;
  background:
    linear-gradient(105deg, #07131f 0%, #0f2a3d 42%, #12352f 72%, #0a1628 100%);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  overflow: hidden;
}

.rates-bar::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(500px 80px at 15% 50%, rgba(31, 138, 122, 0.35), transparent 70%),
    radial-gradient(420px 70px at 80% 40%, rgba(228, 161, 27, 0.22), transparent 70%);
  pointer-events: none;
}

.rates-bar__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.75rem;
  align-items: center;
  width: min(100% - 1.25rem, var(--max));
  margin-inline: auto;
  min-height: 52px;
  padding: 0.45rem 0;
}

.rates-bar__meta {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
  flex-shrink: 0;
}

.rates-bar__badge {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  padding: 0.15rem 0.45rem;
  border-radius: 999px;
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  background: linear-gradient(120deg, #1f8a7a, #e4a11b);
  color: #07131f;
}

.rates-bar__date {
  font-size: 0.68rem;
  color: rgba(244, 248, 252, 0.62);
  white-space: nowrap;
}

.rates-track {
  min-width: 0;
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent, #000 12px, #000 calc(100% - 12px), transparent);
}

.rates-marquee {
  display: flex;
  width: max-content;
  animation: rates-scroll 42s linear infinite;
}

.rates-marquee:hover {
  animation-play-state: paused;
}

.rates-marquee__group {
  display: flex;
  gap: 0.55rem;
  padding-right: 0.55rem;
}

.rate-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  min-height: 34px;
  padding: 0.25rem 0.65rem 0.25rem 0.4rem;
  border-radius: 999px;
  background: color-mix(in srgb, var(--chip, #1f8a7a) 22%, rgba(255, 255, 255, 0.06));
  border: 1px solid color-mix(in srgb, var(--chip, #1f8a7a) 55%, transparent);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.04);
  white-space: nowrap;
  backdrop-filter: blur(6px);
  transition: transform 0.18s, background 0.18s;
}

.rate-chip:hover {
  transform: translateY(-1px);
  background: color-mix(in srgb, var(--chip, #1f8a7a) 34%, rgba(255, 255, 255, 0.08));
}

.rate-chip__dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--chip, #1f8a7a);
  flex-shrink: 0;
}

.rate-chip__code {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 0.78rem;
  letter-spacing: 0.02em;
  color: color-mix(in srgb, var(--chip, #9fe8dc) 70%, white);
}

.rate-chip__value {
  font-weight: 700;
  font-size: 0.84rem;
  font-variant-numeric: tabular-nums;
}

.rate-chip__delta {
  font-size: 0.7rem;
  font-weight: 800;
  font-variant-numeric: tabular-nums;
  opacity: 0.95;
}

.rate-chip--up .rate-chip__delta {
  color: #7dffb2;
}

.rate-chip--down .rate-chip__delta {
  color: #ff8f86;
}

.rate-chip--flat .rate-chip__delta {
  color: rgba(244, 248, 252, 0.55);
}

.rates-skeleton {
  height: 34px;
  border-radius: 999px;
  background: linear-gradient(
    90deg,
    rgba(255, 255, 255, 0.06),
    rgba(255, 255, 255, 0.14),
    rgba(255, 255, 255, 0.06)
  );
  background-size: 200% 100%;
  animation: shimmer 1.2s ease-in-out infinite;
}

@keyframes rates-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

@keyframes shimmer {
  0% { background-position: 100% 0; }
  100% { background-position: -100% 0; }
}

@media (prefers-reduced-motion: reduce) {
  .rates-marquee {
    animation: none;
    flex-wrap: wrap;
    width: auto;
  }

  .rates-marquee__group[aria-hidden="true"] {
    display: none;
  }
}

@media (max-width: 720px) {
  .rates-bar__inner {
    grid-template-columns: 1fr;
    gap: 0.35rem;
    min-height: 0;
    padding: 0.55rem 0 0.5rem;
  }

  .rates-bar__meta {
    flex-direction: row;
    align-items: center;
    gap: 0.55rem;
  }
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(14px);
  background: rgba(243, 247, 251, 0.78);
  border-bottom: 1px solid var(--line);
}

.nav {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: var(--nav-h);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.25rem;
  letter-spacing: -0.03em;
}

.brand-mark {
  width: 34px;
  height: 34px;
  border-radius: 10px;
  overflow: hidden;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  box-shadow: 0 8px 20px rgba(31, 138, 122, 0.35);
}

.brand-mark img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  display: block;
  padding: 0.45rem 0.75rem;
  border-radius: 999px;
  color: var(--ink-soft);
  font-size: 0.92rem;
  font-weight: 600;
  transition: background 0.2s, color 0.2s;
}

.nav-links a:hover,
.nav-links a[aria-current="page"] {
  background: rgba(31, 138, 122, 0.12);
  color: var(--accent-deep);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line-strong);
  border-radius: 12px;
  background: var(--white);
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: var(--ink);
}

/* Hero */
.hero {
  position: relative;
  z-index: 1;
  padding: clamp(2.5rem, 7vw, 5rem) 0 clamp(3rem, 6vw, 4.5rem);
  min-height: calc(100svh - var(--nav-h));
  display: grid;
  align-items: center;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-brand {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(3.2rem, 8vw, 5.6rem);
  line-height: 0.95;
  letter-spacing: -0.05em;
  margin: 0 0 1rem;
  background: linear-gradient(120deg, var(--ink) 40%, var(--accent-deep));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  animation: rise 0.8s ease both;
}

.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(1.45rem, 3.2vw, 2.1rem);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.2;
  margin: 0 0 0.85rem;
  max-width: 16ch;
  animation: rise 0.8s ease 0.08s both;
}

.hero-lead {
  margin: 0 0 1.75rem;
  color: var(--ink-muted);
  font-size: 1.05rem;
  max-width: 36ch;
  animation: rise 0.8s ease 0.14s both;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  animation: rise 0.8s ease 0.2s both;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  min-height: 48px;
  padding: 0.7rem 1.25rem;
  border-radius: 14px;
  border: 1px solid transparent;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.18s, box-shadow 0.18s, background 0.18s;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn:active {
  transform: translateY(0);
}

.btn-primary {
  background: var(--ink);
  color: var(--white);
  box-shadow: 0 12px 28px rgba(10, 22, 40, 0.22);
}

.btn-primary:hover {
  background: var(--ink-soft);
}

.btn-ghost {
  background: rgba(255, 255, 255, 0.65);
  border-color: var(--line-strong);
  color: var(--ink);
}

.btn-ghost:hover {
  background: var(--white);
}

.btn-accent {
  background: var(--accent);
  color: white;
}

.btn-accent:hover {
  background: var(--accent-deep);
}

.btn-block {
  width: 100%;
}

/* Hero visual — product itself */
.hero-visual {
  position: relative;
  animation: float-in 1s ease 0.15s both;
}

.hero-stage {
  position: relative;
  border-radius: 28px;
  padding: 1.35rem;
  background:
    linear-gradient(160deg, rgba(255, 255, 255, 0.88), rgba(255, 255, 255, 0.55)),
    linear-gradient(135deg, rgba(31, 138, 122, 0.15), rgba(228, 161, 27, 0.1));
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: var(--shadow);
  overflow: hidden;
  min-height: 340px;
}

.hero-stage::after {
  content: "";
  position: absolute;
  width: 220px;
  height: 220px;
  right: -40px;
  bottom: -60px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(31, 138, 122, 0.28), transparent 70%);
  animation: pulse 5s ease-in-out infinite;
}

.stage-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.4rem;
  position: relative;
  z-index: 1;
}

.stage-label {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--ink-muted);
}

.stage-live {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--accent-deep);
}

.stage-live i {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--accent);
  animation: blink 1.6s ease-in-out infinite;
}

.stage-amount {
  position: relative;
  z-index: 1;
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5vw, 3.4rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1;
  margin: 0 0 0.35rem;
}

.stage-sub {
  position: relative;
  z-index: 1;
  color: var(--ink-muted);
  margin: 0 0 1.5rem;
}

.stage-bars {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 0.75rem;
}

.bar-row {
  display: grid;
  grid-template-columns: 90px 1fr auto;
  gap: 0.75rem;
  align-items: center;
  font-size: 0.9rem;
  font-weight: 600;
}

.bar-track {
  height: 10px;
  border-radius: 999px;
  background: rgba(10, 22, 40, 0.08);
  overflow: hidden;
}

.bar-fill {
  height: 100%;
  border-radius: inherit;
  transform-origin: left center;
  animation: grow 1.2s ease both;
}

.bar-fill.gross { width: 100%; background: var(--ink-soft); animation-delay: 0.3s; }
.bar-fill.tax { width: 13%; background: var(--signal); animation-delay: 0.45s; }
.bar-fill.net { width: 87%; background: var(--accent); animation-delay: 0.6s; }

/* Sections */
.section {
  position: relative;
  z-index: 1;
  padding: 3.5rem 0;
}

.section-head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  align-items: end;
  margin-bottom: 1.75rem;
}

.section-head h2 {
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3vw, 2.2rem);
  letter-spacing: -0.03em;
  margin: 0 0 0.35rem;
}

.section-head p {
  margin: 0;
  color: var(--ink-muted);
  max-width: 42ch;
}

.tools-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.tool-link {
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  padding: 1.25rem 1.2rem 1.35rem;
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid rgba(255, 255, 255, 0.8);
  box-shadow: 0 10px 30px rgba(10, 22, 40, 0.05);
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
  min-height: 160px;
}

.tool-link:hover {
  transform: translateY(-3px);
  background: var(--white);
  box-shadow: 0 16px 36px rgba(10, 22, 40, 0.1);
}

.tool-icon {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  font-size: 1.2rem;
  background: rgba(31, 138, 122, 0.12);
  color: var(--accent-deep);
}

.tool-link h3 {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.15rem;
  letter-spacing: -0.02em;
}

.tool-link p {
  margin: 0;
  color: var(--ink-muted);
  font-size: 0.92rem;
  flex: 1;
}

.tool-link span {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--accent-deep);
}

.why-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.why-list li {
  padding: 0.25rem 0;
}

.why-list strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.1rem;
  margin-bottom: 0.35rem;
  letter-spacing: -0.02em;
}

.why-list p {
  margin: 0;
  color: var(--ink-muted);
  font-size: 0.95rem;
}

/* Page shell for tools */
.page-hero {
  padding: 2.25rem 0 1.25rem;
  position: relative;
  z-index: 1;
}

.page-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  letter-spacing: -0.035em;
  margin: 0 0 0.5rem;
  line-height: 1.1;
}

.page-hero p {
  margin: 0;
  color: var(--ink-muted);
  max-width: 54ch;
}

.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  font-size: 0.85rem;
  color: var(--ink-muted);
  margin-bottom: 0.85rem;
}

.breadcrumb a:hover {
  color: var(--accent-deep);
}

.panel {
  position: relative;
  z-index: 1;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(255, 255, 255, 0.9);
  border-radius: 24px;
  box-shadow: var(--shadow);
  padding: clamp(1.2rem, 3vw, 1.75rem);
  margin-bottom: 1.5rem;
}

.tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-bottom: 1.35rem;
  padding: 0.3rem;
  background: rgba(10, 22, 40, 0.05);
  border-radius: 14px;
}

.tab {
  border: 0;
  background: transparent;
  min-height: 40px;
  padding: 0.45rem 0.9rem;
  border-radius: 11px;
  font-weight: 700;
  color: var(--ink-muted);
  cursor: pointer;
  transition: background 0.18s, color 0.18s;
}

.tab[aria-selected="true"] {
  background: var(--white);
  color: var(--ink);
  box-shadow: 0 4px 14px rgba(10, 22, 40, 0.08);
}

.tab-panel[hidden] {
  display: none;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem 1.1rem;
}

.form-grid .full {
  grid-column: 1 / -1;
}

.field label {
  display: block;
  font-size: 0.86rem;
  font-weight: 700;
  margin-bottom: 0.4rem;
}

.field .hint {
  display: block;
  margin-top: 0.35rem;
  font-size: 0.78rem;
  color: var(--ink-muted);
  font-weight: 500;
}

.field input:not([type="range"]),
.field select,
.field textarea {
  width: 100%;
  min-height: 46px;
  padding: 0.65rem 0.85rem;
  border-radius: 12px;
  border: 1px solid var(--line-strong);
  background: var(--white);
  color: var(--ink);
  outline: none;
  transition: border-color 0.15s, box-shadow 0.15s;
}

.field textarea {
  min-height: 100px;
  resize: vertical;
}

.field input:not([type="range"]):focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(31, 138, 122, 0.18);
}

.pct-slider {
  margin-top: -0.25rem;
  padding: 0.1rem 0 0.15rem;
}

.pct-slider__head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 0.75rem;
  margin-bottom: 0.2rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--ink-muted);
}

.pct-slider__head strong {
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0;
  color: var(--ink-muted);
  font-variant-numeric: tabular-nums;
}

.pct-slider input[type="range"] {
  width: 100%;
  height: 22px;
  margin: 0;
  padding: 0;
  appearance: none;
  background: transparent;
  cursor: pointer;
}

.pct-slider input[type="range"]::-webkit-slider-runnable-track {
  height: 4px;
  border-radius: 999px;
  background: linear-gradient(
    90deg,
    rgba(10, 22, 40, 0.35) 0%,
    rgba(10, 22, 40, 0.35) var(--pct-fill, 22%),
    rgba(10, 22, 40, 0.1) var(--pct-fill, 22%),
    rgba(10, 22, 40, 0.1) 100%
  );
}

.pct-slider input[type="range"]::-webkit-slider-thumb {
  appearance: none;
  width: 14px;
  height: 14px;
  margin-top: -5px;
  border-radius: 50%;
  border: 2px solid var(--white);
  background: var(--ink-soft);
  box-shadow: 0 1px 3px rgba(10, 22, 40, 0.18);
}

.pct-slider input[type="range"]::-moz-range-track {
  height: 4px;
  border-radius: 999px;
  background: rgba(10, 22, 40, 0.1);
}

.pct-slider input[type="range"]::-moz-range-progress {
  height: 4px;
  border-radius: 999px;
  background: rgba(10, 22, 40, 0.35);
}

.pct-slider input[type="range"]::-moz-range-thumb {
  width: 14px;
  height: 14px;
  border: 2px solid var(--white);
  border-radius: 50%;
  background: var(--ink-soft);
  box-shadow: 0 1px 3px rgba(10, 22, 40, 0.18);
}

.pct-slider__marks {
  display: flex;
  justify-content: space-between;
  margin-top: 0.05rem;
  font-size: 0.65rem;
  font-weight: 500;
  color: rgba(90, 109, 130, 0.75);
}

.segmented {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(110px, 1fr));
  gap: 0.4rem;
}

.segmented label {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0.4rem 0.6rem;
  border-radius: 11px;
  border: 1px solid var(--line-strong);
  background: var(--white);
  font-size: 0.88rem;
  font-weight: 700;
  cursor: pointer;
}

.segmented input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.segmented label:has(input:checked) {
  border-color: var(--accent);
  background: rgba(31, 138, 122, 0.1);
  color: var(--accent-deep);
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.15rem;
}

.result {
  margin-top: 1.35rem;
  padding: 1.15rem 1.2rem;
  border-radius: 16px;
  background: linear-gradient(145deg, rgba(31, 138, 122, 0.1), rgba(228, 161, 27, 0.08));
  border: 1px solid rgba(31, 138, 122, 0.18);
}

.result-kicker {
  margin: 0 0 0.2rem;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--ink-muted);
}

.result-main {
  font-family: var(--font-body);
  font-size: clamp(1.85rem, 4vw, 2.35rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.15;
  margin: 0 0 0.25rem;
  font-variant-numeric: tabular-nums;
}

.result-sub {
  margin: 0 0 1rem;
  color: var(--ink-muted);
  font-size: 0.95rem;
}

.program-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
}

.program-chip {
  min-height: 40px;
  padding: 0.4rem 0.8rem;
  border-radius: 11px;
  border: 1px solid var(--line-strong);
  background: var(--white);
  color: var(--ink-soft);
  font-weight: 700;
  font-size: 0.88rem;
  cursor: pointer;
  transition: background 0.15s, border-color 0.15s, color 0.15s;
}

.program-chip:hover {
  border-color: var(--accent);
}

.program-chip[aria-pressed="true"] {
  background: rgba(31, 138, 122, 0.12);
  border-color: var(--accent);
  color: var(--accent-deep);
}

.field .hint {
  display: block;
  margin-top: 0.45rem;
}

.credit-compare {
  margin-top: 1.35rem;
}

.compare-title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  letter-spacing: -0.02em;
  margin: 0 0 0.35rem;
}

.compare-lead {
  margin: 0 0 0.9rem;
  color: var(--ink-muted);
  font-size: 0.92rem;
}

.mortgage-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.65rem;
}

.mortgage-card {
  display: grid;
  gap: 0.15rem;
  text-align: left;
  padding: 0.9rem 0.95rem;
  border-radius: 14px;
  border: 1px solid var(--line-strong);
  background: rgba(255, 255, 255, 0.75);
  cursor: pointer;
  transition: border-color 0.15s, background 0.15s, transform 0.15s;
}

.mortgage-card:hover {
  border-color: var(--accent);
  transform: translateY(-1px);
}

.mortgage-card.is-active {
  border-color: var(--accent);
  background: rgba(31, 138, 122, 0.1);
}

.mortgage-card__name {
  font-weight: 800;
  font-size: 0.95rem;
}

.mortgage-card__rate {
  font-size: 0.8rem;
  color: var(--ink-muted);
  font-weight: 600;
}

.mortgage-card__pay {
  margin-top: 0.35rem;
  font-size: 1.15rem;
  font-weight: 800;
  font-variant-numeric: tabular-nums;
}

.mortgage-card__meta {
  font-size: 0.78rem;
  color: var(--ink-muted);
  font-weight: 600;
}

@media (max-width: 640px) {
  .mortgage-grid {
    grid-template-columns: 1fr;
  }
}

.result-rows {
  display: grid;
  gap: 0.55rem;
}

.result-row {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.95rem;
  padding-bottom: 0.45rem;
  border-bottom: 1px dashed var(--line);
}

.result-row:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.result-row strong {
  font-variant-numeric: tabular-nums;
}

.note {
  margin-top: 1rem;
  font-size: 0.82rem;
  color: var(--ink-muted);
}

.note a {
  color: var(--accent-deep);
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* Converter chips */
.unit-list {
  display: grid;
  gap: 0.65rem;
  margin-top: 1rem;
}

.unit-item {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 0.75rem;
  align-items: center;
  padding: 0.75rem 0.9rem;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid var(--line);
}

.unit-item span {
  color: var(--ink-muted);
  font-size: 0.88rem;
}

.unit-item strong {
  font-variant-numeric: tabular-nums;
}

/* QR */
.qr-layout {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 1.25rem;
  align-items: start;
}

.qr-preview {
  display: grid;
  place-items: center;
  min-height: 360px;
  padding: 1.25rem;
  border-radius: 20px;
  background:
    radial-gradient(circle at 30% 20%, rgba(31, 138, 122, 0.12), transparent 45%),
    rgba(10, 22, 40, 0.03);
  border: 1px dashed var(--line-strong);
}

.qr-preview canvas,
.qr-preview img {
  max-width: 100%;
  border-radius: 12px;
}

.style-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.5rem;
}

.style-opt {
  position: relative;
  cursor: pointer;
}

.style-opt input {
  position: absolute;
  opacity: 0;
}

.style-swatch {
  display: grid;
  place-items: center;
  aspect-ratio: 1;
  border-radius: 12px;
  border: 2px solid transparent;
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  color: white;
  transition: border-color 0.15s, transform 0.15s;
}

.style-opt input:checked + .style-swatch,
.style-opt:hover .style-swatch {
  border-color: var(--ink);
  transform: scale(1.03);
}

.style-swatch.classic { background: #111; color: #fff; }
.style-swatch.ocean { background: linear-gradient(135deg, #0a1628, #1f8a7a); }
.style-swatch.amber { background: linear-gradient(135deg, #5c3b08, #e4a11b); }
.style-swatch.ink { background: #1a2d44; color: #d9e5f0; }
.style-swatch.coral { background: linear-gradient(135deg, #7a2e24, #d9766a); }
.style-swatch.mint { background: linear-gradient(135deg, #0f3d34, #6fd1c0); }
.style-swatch.mono { background: #f3f7fb; color: #0a1628; border: 1px solid var(--line-strong); }
.style-swatch.pixel { background: repeating-linear-gradient(45deg, #0a1628 0 6px, #1f8a7a 6px 12px); }

/* Ads / RSYa */
/* Ad placeholders hidden — Yandex Autoplacement injects ads itself */
.ad-slot {
  display: none;
}

.ad-slot::before {
  content: attr(data-label);
  position: absolute;
  top: 8px;
  left: 10px;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: rgba(10, 22, 40, 0.35);
}

.ad-slot--sidebar {
  min-height: 250px;
}

.ad-slot--footer {
  min-height: 120px;
}

.ad-slot.is-live {
  border-style: solid;
  background: transparent;
}

.ad-slot.is-live::before {
  display: none;
}

.layout-with-ad {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  align-items: start;
}

.sticky-ad {
  display: none;
}

/* Footer */
.site-footer {
  position: relative;
  z-index: 1;
  margin-top: 3rem;
  padding: 2rem 0 2.5rem;
  border-top: 1px solid var(--line);
  color: var(--ink-muted);
  font-size: 0.9rem;
}

.prose {
  max-width: 68ch;
  color: var(--ink-soft);
  font-size: 1rem;
  line-height: 1.65;
}

.prose h2 {
  font-family: var(--font-display);
  font-size: 1.35rem;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin: 1.75rem 0 0.65rem;
}

.prose h3 {
  font-size: 1.05rem;
  margin: 1.25rem 0 0.45rem;
  color: var(--ink);
}

.prose p {
  margin: 0 0 0.85rem;
}

.prose ul,
.prose ol {
  margin: 0 0 1rem;
  padding-left: 1.25rem;
}

.prose li {
  margin-bottom: 0.4rem;
}

.prose a {
  color: var(--accent-deep);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.content-block {
  position: relative;
  z-index: 1;
  margin: 1.5rem 0 2rem;
  padding: 1.35rem 1.4rem 1.5rem;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid rgba(255, 255, 255, 0.9);
}

.faq {
  display: grid;
  gap: 0.75rem;
  margin-top: 1rem;
}

.faq details {
  border-radius: 12px;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.7);
  padding: 0.85rem 1rem;
}

.faq summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--ink);
  list-style: none;
}

.faq summary::-webkit-details-marker {
  display: none;
}

.faq summary::before {
  content: "+ ";
  color: var(--accent-deep);
}

.faq details[open] summary::before {
  content: "− ";
}

.faq p {
  margin: 0.65rem 0 0;
  color: var(--ink-muted);
  font-size: 0.95rem;
}

.site-footer .footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 1.25rem;
}

.footer-col strong {
  display: block;
  margin-bottom: 0.45rem;
  color: var(--ink);
}

.footer-col a {
  display: block;
  margin-bottom: 0.3rem;
  font-size: 0.9rem;
}

.footer-col a:hover {
  color: var(--ink);
}

@media (max-width: 720px) {
  .site-footer .footer-grid {
    grid-template-columns: 1fr;
  }
}

/* Animations */
@keyframes rise {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: translateY(0); }
}

@keyframes float-in {
  from { opacity: 0; transform: translateY(22px) scale(0.98); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}

@keyframes grow {
  from { transform: scaleX(0); }
  to { transform: scaleX(1); }
}

@keyframes blink {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.35; }
}

@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 0.8; }
  50% { transform: scale(1.12); opacity: 1; }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }
}

/* Responsive */
@media (max-width: 960px) {
  .hero-grid,
  .qr-layout,
  .layout-with-ad {
    grid-template-columns: 1fr;
  }

  .tools-grid,
  .why-list {
    grid-template-columns: 1fr 1fr;
  }

  .sticky-ad {
    position: static;
  }

  .nav-toggle {
    display: inline-grid;
    place-items: center;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: calc(100% + 0.5rem);
    right: 1rem;
    left: 1rem;
    flex-direction: column;
    align-items: stretch;
    padding: 0.6rem;
    background: rgba(255, 255, 255, 0.96);
    border: 1px solid var(--line);
    border-radius: 16px;
    box-shadow: var(--shadow);
  }

  .nav-links.is-open {
    display: flex;
  }
}

@media (max-width: 640px) {
  .tools-grid,
  .why-list,
  .form-grid,
  .style-grid {
    grid-template-columns: 1fr;
  }

  .style-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .bar-row {
    grid-template-columns: 70px 1fr auto;
    font-size: 0.82rem;
  }

  .hero {
    min-height: auto;
  }
}